How to financially prepare yourself for an extreme weather event
From wildfires and floods to hurricanes and tornadoes to prolonged heat waves, the damage from extreme weather to people is high, especially if you live in high-risk areas.
There are steps you can take now to help decrease the damage and help with the repair if you were directly hit.
Pull together an emergency bag. Put all the important documents in an easy-to-access place. Having all the documents will help you get insurance payments faster. If your house burns from a wildfire, there will be nothing to show the furniture and belongings that you had in your house. Worters, a spokesperson for the Insurance Information Institute, recommends taking photos of the contents of the house and storing them in a safe place. If you get hit with an extreme weather event, be sure to take photos soon after impact and damage to have a before and after story for insurers.
Make an emergency contact list to keep with your documents that will list all insurers contact information, policy and account numbers, and any insurance coverage you have.
Passports, birth and marriage certificates, originals or copies, as well as some cash, are recommended to have in the bag.
With the increasing emissions, the number of disasters is increasing as well. Take caution for better management after a disaster and prepare yourself financially. Reduce your own greenhouse gas emissions and invest in renewable energy sources. Borrum Energy Solutions offers the Anorra wind turbines for cottages, tiny homes, and rural dwellings